Capital-backed lending workflows for enterprise credit teams.
Capital Agent helps teams organize borrower intake, collateral evidence, public filing review, indicative terms, report packets, and post-close monitoring in one accountable product workflow.
Built for collateral-backed cases that need evidence and review.
The product keeps loan cases, borrowers, brokers, collateral, reports, vault records, and monitoring alerts structured around the people who need to approve, explain, and operate the work.
Deal intake and terms
Borrower facts, broker context, collateral details, requested loan terms, and missing information prompts stay attached to the case record.
SEC filing evidence
Public issuer filings can be pulled from official SEC EDGAR APIs when a declared product user agent is configured.
Secure vault records
Identity, custody, payment, and authorization evidence stays out of chat prompts and behind product access controls.
Start with high-value lending and collateral review workflows
The best pilot focuses on one case type, one approval route, and a clear operating outcome for credit, risk, legal, operations, and broker-facing users.
Public-equity collateral loan intake
Intake, evidence, analysis, review status, and report requirements can be structured into a repeatable product workflow.
Borrower and broker case coordination
Intake, evidence, analysis, review status, and report requirements can be structured into a repeatable product workflow.
SEC filing and restriction evidence review
Intake, evidence, analysis, review status, and report requirements can be structured into a repeatable product workflow.
Indicative LTV, rate, covenant, and margin terms
Intake, evidence, analysis, review status, and report requirements can be structured into a repeatable product workflow.
Internal, broker, client, and counsel report packets
Intake, evidence, analysis, review status, and report requirements can be structured into a repeatable product workflow.
Post-close portfolio monitoring and alert routing
Intake, evidence, analysis, review status, and report requirements can be structured into a repeatable product workflow.
Recommendation software with human authority built in.
Capital Agent can organize facts, surface risks, generate indicative terms, and prepare role-specific packets. Final lending, legal, custody, trading, and compliance decisions remain with the qualified client team and authorized parties.
Designed as a separate product on shared platform discipline.
Capital Agent does not reuse Tariff Agent business logic. It shares only appropriate platform components such as UI primitives, event conventions, deployment standards, and product engineering patterns.
Risk and term workflows
Deterministic scoring, LTV sensitivity, covenant suggestions, hedging review structures, and portfolio alerts are modeled as product APIs.
Event-driven foundation
Analysis, reports, portfolio warnings, and workflow changes can publish realtime events through the product event layer.
Private deployment posture
The target architecture uses private AWS infrastructure, HTTPS-first routing, database isolation, KMS, S3, secrets, and deployment preflight checks.
Scope Capital Agent around a real case workflow.
A strong pilot should include representative borrower facts, collateral records, filing evidence, approval roles, reporting expectations, and a measurable cycle-time or review-quality outcome.